The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
Schedule your dreams & goals call

Mike Conn
Branch Leader | Mortgage Advisor
As a Branch Leader and Mortgage Advisor with NEO Home Loans, I’m passionate about helping clients build generational wealth through education, strategy, and personalized mortgage solutions. I lend in all 50 states and specialize in creating financial clarity—empowering families to make confident, informed decisions about homeownership and long-term financial success.
Outside of helping clients, I’m a proud husband to my amazing wife, Kelly, and a dad to our daughter, Lucy. Our family also includes a black lab named Kaia and a cat named Tux. When I’m not guiding clients toward financial freedom, you’ll find me skiing, golfing, mountain biking, riding ATVs/motorcycles, or working on my property. I also love spending time at the pool or lake with family and friends.
I absolutely love what I do—and my clients can feel that the moment we start talking.

Jason Baron
Mortgage Advisor
Before becoming a Mortgage Advisor, I have had personal experience purchasing investment properties. With that experience I understand the opportunities and challenges that come with building wealth through real estate. That perspective helps me guide clients through every step of the homebuying process — whether they’re first-time buyers, veterans using VA benefits, or seasoned purchasers looking to grow their portfolio.
I take pride in providing clear communication, genuine guidance, and a service experience built on trust. For me, helping families achieve their homeownership goals isn’t just a career — it’s a calling.

Kazmin Thibault
Business Development Specialist
Investment property owner, Kaz Thibault, is a mortgage advisor and serial entrepreneur, thinking outside of the box to help clients reach their goals, while changing the mortgage industry. She has assisted more than 100 clients in their investment strategies and helped them increase their returns by more than 85%. She thrives in getting her clients to overcome the social norm and empowering them in their greatest potential. Specializing in first time home buyers, and investment seekers.

Sonya Horton
Production Partner
Sonya Horton is a Production Partner on Mike Conn’s team, where she supports clients and loan officers throughout the mortgage process with efficiency, care, and expertise. She’s known for her proactive communication, problem-solving skills, and commitment to delivering a seamless experience from application to close.
Based in Milton, Vermont, Sonya enjoys the strong sense of community that comes with small-town life. Outside of work, she loves spending time with family and friends, exploring the outdoors, and discovering new local spots around Vermont.

Masha Kotova
Credit Analyst
Masha Kotova is a Credit Analyst on Mike Conn’s team, where she plays a key role in evaluating financial profiles and ensuring clients receive the best lending solutions possible. Known for her attention to detail and analytical mindset, Masha takes pride in helping clients navigate the path to homeownership with confidence and clarity.
Based in Colchester, Vermont, Masha enjoys the balance of small-town living and professional growth. Outside of work, she loves spending time outdoors, exploring new places, and connecting with friends and family.

Joey Giannaras
Production Partner
Joey Giannaras is passionate about helping people achieve their dream of homeownership. Based in Charlotte, NC, he brings years of mortgage experience and a client-first approach to every interaction. Whether it’s a first home, an upgrade, or a refinance, Joey takes the time to understand each client’s goals and guide them toward the best loan solution.
Outside of work, he enjoys coaching youth lacrosse, exploring local restaurants, and spending time outdoors with his dogs. His motto: “Treat every client like family and every loan like it’s my own.”

Liz Moore
Client Success Manager
Originally from Argentina, where Spanish is her first language, she began her mortgage career in 1994 as a junior loan processor and has since held roles from senior processor to portfolio underwriter.
In 2019, she joined the NEO Team and now serves as a Client Success Manager—her favorite role yet—helping clients navigate their homeownership journey with confidence. She’s passionate about building strong relationships and ensuring every client feels empowered in their decisions. Outside of work, she enjoys family time, live music, and traveling whenever she can.
The NEO Experience
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.



